Beware Category D Write Offs

Thousands of cars which have been written off by insurance companies are finding their way back on to the second hand market every year – and it is all legal. They can save buyers hundreds – if not thousands – of pounds, but experts warn that they can also be a source of trouble down the line.

Write-offs which reappear in this way are known as Category D cars under a voluntary code of practice signed by various organisations, including insurance companies, salvage and repair agencies and the police. The agreement puts accident-damaged cars into one of four categories. Category D is for the most lightly damaged cars, or those which were stolen and recovered after the owner had been paid by the insurance company.

The official description of a Category D car is one that has suffered accident damage that would cost less to repair than its value. But why would an insurer write off a perfectly repairable car? Ironically, according to experts, the insurance company cuts its losses this way.

Imagine that a car worth £5,000 is lightly damaged in a minor accident. The insurer may have to pay to have it towed to an approved repairer and stored. It will have to send out an assessor to inspect the damage, and may have to cover the owner’s costs for a hire car. There could also be personal injury expenses.

If the airbags have gone off, replacing them can easily add £2,000 to the repair bill, and features such as seat-belt tensioners or parking sensors will increase it further. With insurers able to claim up to 65 per cent of the car’s value from salvage companies, they can often be in pocket by writing the car off and allowing an independent garage with lower overheads to repair it.

Feds To Investigate Tesla Model S Fire After All

Feds To Investigate Tesla Model S Fire After All (via Gas 2.0)

Remember when Elon Musk said there would “definitely” not be any recall on the Tesla Model S despite a trio of high-profile fires? Well the all-electric automaker is now under investigation by the NHTSA, and the Federal agency has flat-out denied…

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Acura NSX Gets Two Turbos, Three Electric Motors

Acura NSX Gets Two Turbos, Three Electric Motors (via Gas 2.0)

Though the suits have repeatedly said that the all-new Acura NSX would get a hybrid drivetrain mounted to a mid-mounted V6 engine, details on the drivetrain were notably scarce. But with its Tokyo Auto Show debut finally here, Acura has finally divulged…

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Nissan’s new Concept Cars

Nissan have unveiled two concept cars at the Tokyo Motor Show.  Nissan say the IDx Freeflow and IDx Nismo were created by a new approach to product development that offer a new take on authenticity.

The Freeflow is described as “casual/lifestyle focused vision” and the IDx Nismo is a “ultra sporty model of the future”.

Both cars are designed to appeal to what Nissan call “digital natives”, young people born after 1990 that have grown up the internet and mobile phones.

The IDx Freeflow has a Chevy Camero like front end and a strange roof line that may have been driven in the Wacky Races.Nissan-IDx-Freeflow Nissan

Porsche Macan unveiled

The Porsche Macan has made its debut at the Los Angeles Motor Show.  It is a compact SUV and will be a rival for the Range Rover Evoque and Jaguar’s new SUV.  The Macan is available to order now and prices start at £43,300.

All models come with PDK double clutch transmission and four wheel drive as standard.  The entry level model, Macan S, has a twin turbo, 3 litre V6 petrol engine and gives a 0-62mph of 5.4 seconds.

We’re trying to work out why a four wheel drive will need to be able to go from 0-62 in less than 6 seconds as it seems rather pointless if you are in a situation where four wheel drive is required.  What do you think?